Galactic Bank
Banking for the Galaxy

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Galactic Bank Service Center

To apply for a savings account, click here.

Savings Accounts

These are our most basic accounts with a simple yearly interest that the account holder can withdraw from as he pleases and anybody can deposit into provided they have the account number. These are usually a lower interest than our other interest earning accounts but provide their own unique benefits of the holder being able to access their credits as often as they please and a steady no risk interest.  Account level 1 is the only publicly available level.  Account levels 2-4 are only available to members of factions that we have developed an ongoing business relationship with.  If you are unsure, select level 1 and it will be automatically fixed prior to the next interest run.  Selecting a level higher than what you are entitled as a member of a particular faction will result in the level being dropped and the appropriate opening fee charged.

Level 1
  • 9% Annual Interest
  • 20,000 Credit opening fee
  • 20,000,000 Credit Limit
Level 2
  • 12% Annual Interest
  • 15,000 Credit opening fee
  • 20,000,000 Credit Limit
Level 3
  • 16% Annual Interest
  • 10,000 Credit opening fee
  • 20,000,000 Credit Limit
Level 4
  • 21% Annual Interest
  • Opening fee waived
  • 40,000,000 Credit Limit

Terms of Service:
  • Interest is compounded on the first of every month.
  • The particular level in which a person's account sits at is primarily based upon arrangements with the character's faction. Individuals not with a faction will be dealt with on a case by case basis and may see their accounts automatically change level based on amount in the account and/or the length of time in which the account has existed.
  • The Account holder has unlimited access to his account for deposit and withdrawal, though excess transactions to the point of abusing our system may result in a closure of the account with a possible fine at the discretion of Bank management.
  • The minimum balance for our savings accounts is 20,000 (Twenty Thousand) credits, if the amount falls below that level the account will be closed and the remaining balance sent to the account holder.
  • Terms are subject to change at The Bank's discretion and the Account holder is responsible for being up to date on our policies.
  • The Bank has the right to refuse the business of any person or persons for any reason at any time. 
  • Registering for an account under false or incorrect information without approval beforehand will result in forfeiture of up to the entire account balance, this includes but is not limited to name or handle, e-mail address, and account level.
  • When registering your account if you do not know what account level you are deserving of look at our list of Associate Factions, if your faction is not listed then you must enter level 1 unless instructed to do so by a staff member, failure to do so is considered registering with incorrect information.
  • Supporting or harboring someone who is an enemy  of InterGalactic Bank will result in forfeiture of up to the entire account balance for the individual(s).
  • InterGalactic Bank will openly work in support of SWC admin and any attempt to subvert the SWC rules using InterGalactic Bank will result in forfeiture of the entire account balance and reporting to the SWC admin team.
©copyright Galactic Bank 2008 Credits.
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